My first job out of college provided me with two great benefits, a matching 401k, and life insurance policy that paid triple my salary if I died on the job. Being I had no wife, kid, dog, or friends, I put my brother down as the beneficiary on the policy. When I told Sybil about it she had only one question:
Sybil: Why not me?
When I told her I wasn't going to bother contributing to the 401k anyway, she lost interest.
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